Are You Struggling with Medicare?
If you are one of the millions of Americans who rely on Medicare for your health care needs, you may be facing some challenges and frustrations with the program. Medicare is a complex and often confusing system that can leave you feeling overwhelmed, underinsured, or overcharged.
Some of the common problems that Medicare beneficiaries face include:
Fraud and Abuse
Medicare loses billions of dollars every year to fraudulent claims, billing errors, and scams that target seniors. You may be paying for services or equipment that you never received, or that were not medically necessary. You may also be at risk of identity theft or financial exploitation if you share your personal or Medicare information with unscrupulous callers or websites.
Limited Choice
Medicare offers different types of plans, such as Original Medicare, Medicare Advantage, and Medicare Supplement (Medigap). However, not all plans are available in every area, and not all providers accept every plan. You may have difficulty finding a plan that meets your needs, preferences, and budget. You may also have to switch plans or providers if your situation changes or if your plan changes its network, benefits, or costs.
Gaps in Coverage
Medicare does not cover everything. You may have to pay out-of-pocket for services or items that are not covered by your plan, such as dental care, vision care, hearing aids, long-term care, or prescription drugs. You may also face high deductibles, coinsurance, and copayments that can add up quickly.
Lack of Digital Literacy
Many people on Medicare lack internet access and digital skills, which can limit their ability to access health information, compare plans, communicate with providers, and manage their benefits online. This can lead to worse health outcomes, higher costs, and lower satisfaction.
We Can Help with That!
Compare Plans
We help you compare different Medicare plans based on your needs, preferences, and budget. We show you the pros and cons of each option, and help you find the best value for your money.
Use Your Benefits
We help you use your plan benefits to get the care and services you need. We help you find providers that accept your plan, schedule appointments, fill prescriptions, file claims, and more.
Enroll in A Plan
We help you enroll in the plan of your choice online, over the phone, or in-person. We handle all the paperwork and details for you, and make sure you don’t miss any deadlines or requirements.
Resolve Issues
We help you resolve any issues or problems that may arise with your plan or provider. We help you appeal denials, report fraud, request refunds, change plans, and more.
Our Our Proven Process for Finding the Right Plan for You!
Educate
We believe the best decisions start with the right information. Medicare can be complicated, but we take the time to break it down in a way that makes sense. We’ll walk you through how it works, what your options are, and what to expect so you can move forward with confidence. No confusing jargon—just clear, honest guidance to help you make the best choice for your needs.
Evaluate
Not all Medicare plans are created equal, and what works for one person might not work for another. That’s why we take a personalized approach. We’ll go over your prescriptions, the doctors you see, and the benefits that matter most to you. From there, we narrow down your options and find the plan that gives you the coverage you need—without paying for things you don’t.
Enroll
Once you’ve found the right plan, we’ll make sure everything is set up correctly so you can start using your benefits without any hiccups. But our job doesn’t stop there. If you ever have questions, run into issues with your plan, or need to make a change, we’re here to help. You’re never on your own—we’ll be your advocate every step of the way!
Educate
We believe the best decisions start with the right information. Medicare can be complicated, but we take the time to break it down in a way that makes sense. We’ll walk you through how it works, what your options are, and what to expect so you can move forward with confidence. No confusing jargon—just clear, honest guidance to help you make the best choice for your needs.
Evaluate
Not all Medicare plans are created equal, and what works for one person might not work for another. That’s why we take a personalized approach. We’ll go over your prescriptions, the doctors you see, and the benefits that matter most to you. From there, we narrow down your options and find the plan that gives you the coverage you need—without paying for things you don’t.
Enroll
Once you’ve found the right plan, we’ll make sure everything is set up correctly so you can start using your benefits without any hiccups. But our job doesn’t stop there. If you ever have questions, run into issues with your plan, or need to make a change, we’re here to help. You’re never on your own—we’ll be your advocate every step of the way!
Download Our Step-by-Step Guide
Let’s be real—Medicare can be confusing. There are deadlines to meet, plans to compare, and choices that can seriously impact your coverage and costs. That’s exactly why we put together this step-by-step guide to help make sense of it all. We’ll walk you through what you need to do, when to do it, and how to avoid common mistakes. Medicare doesn’t have to be stressful. Use this guide to stay on track, and if you ever need help, the CRM Group is here to make sure you get the coverage that works best for you!
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Contact Us
Have some questions or just want to talk to a real person? We'd love to get in touch with you!
Contact UsCome by for a Visit!
Meridian, ID 83642
Don't Just Take Our Word for It!
"Chad is very knowledgeable and so helpful. I am delighted with his timely response and warm kindness. I highly recommend Chad for your insurance needs."
Lynn Mooney
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Kathleen
"Chad is a great guy. He's very knowledgeable about Medicare. We have been with him since 2015. We had so many questions at the beginning and he was always willing to answer them. Many times sitting down with us for what seemed to be hours. If your looking for someone to help you through the muddled mess of Medicare, Chad is your man."
Christine Anderson
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Betty Bumbaugh
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Diane Scott
"Keaton walked me through and clarified confusing process if enrolling in Medicare and Medicare supplements. He was personable, active listener and professional. I left feeling all questions answered and comforted that I am now properly enrolled in the best program for me. Thank you Keaton."
Tim Hershberger
"Todd was a life saver. He was an enormous help to me after I lost my medicaid coverage and my dual plan through Molina. He went above and beyond to get me on another plan at the very last minute. All of this is very confusing to me and I never would have gotten through it without his help"
Carol kahm
"Mark Maliwauki has been my Health Insurance Broker/Agent for several years… I have numerous medical issues and Mark always takes the time to explain my different options and the pros and cons for the different policies that I could sign up for. In the past I had worked with other Health Insurance Brokers and they did the bare minimum. Mark has been kind enough to come to my home when I was not capable of driving or is willing to do a conference call with me if necessary. I cannot find the words to express how truly grateful I am to have Mark Maliwauki as my Broker/Agent!!"
Cheryl Sherlock
"Chad McDonald was an approachable and down-to-earth agent for Molina that shared insights for me on how to get the most out of the benefits from my insurance. He was informative and helpful, and I was most grateful for his help and knowledge. The extra benefits card I received is surely a blessing and will help on improving my life and health. Thank you!"
Divine Kate
"Mark is a great agent! Very helpful and professional!"
Sherry Mason
"It was great. I had another agent and I haven’t heard from him in yrs. It’s so nice to have someone who cares"
Rita
"Shelly is great to work with! She is very knowledgeable about each additional health insurance plan. My family have all worked with her and have been very satisfied."
Franceen Gates
"Eldon is a pleasure to work with. He is knowledgeable about the various Medicare plans & took the time to get to know me & my needs."
Heidi Carter
"Chad is great to work with and I would recommend him to anyone looking for a knowledgeable Medicare broker. He went above and beyond for us, and even came to my house for a time critical signature. He is personable and knows the business. I’ve referred a lot of patients and friends to him and have always received positive feedback from them. Call Chad!"
Wade Bateman
"What a nice experience with Keaton. He is very professional and answered all my questions. If you want a good experience trust him. Thanks Keaton Debbie B"
Donnie Barnes
"Mark is very helpful and understanding of different medicare plans available! We are moving to another state and he helped us get the best medicare health insurance for that state! He also came to our house to review & set up the medical insurance plan."
Julie Elliott
"Keaton is great. He's knowledgeable, personable, not pushy and is so nice to work with. I highly recommend him to anyone looking for answers to the whole retirement system."
Gina Tidwell
"Great job! Could not have done it without you for those on Medicare or for who have relocated, he has the answers and suggestions for what typically makes us worried, thank you. Professor Pinto"
J P
"Chad has been a wonderful resource! He is knowledgeable and was a great help in getting us set up for our Medicare coverage. He took all the time we needed and answered all our questions."
Sabrina Bowman
"Great reviews for Chad. What a pleasant surprise to have everything go so smoothly! 😊"
Teia Tower
"Todd was ultra professional and informative. He made my decision super easy. I just applied for Medicare B. He was able to expedite my decision about which health plan would be best for me and why. He made sure I understood the options and differences. What the government made complicated beyond belief, Todd sorted it all out in a very organized, easy to understand process. What a relief to have the best insurance for me with a zero premium and a PPO. So many added benefits and rhe co-pays are amazingly low. I couldn't be happier!"
Cid4you
"Excellent service, Took time to explain everything in detail. I would recommend this company to anyone. You won't be disappointed!!"
Polly Park
"Keaton and chad were very informative about health coverage. Very willing to help in any way. Best ones out there"
Pamela Bryant
"Keaton was very good at explaining my plan to me in a way it was easy to understand. I am very excited about the plan that he found for me."
Susan Rodgers
"My experience with Robin was stellar in many ways, from phone calls helping me through the process of applying to Medicare to emailing me comps of various plans and even to finishing another insurance plan that needed adjusting. She saved me hours of time by being professional and solved many of my problems with finesse. Highly recommend."
Tracey Locke
"Very I informative and well prepared. Personal and helpful. Was a pleasurable experience. Definately unders t and customer service."
Mike
"Very good at explaining and keeping you up to date with the changes I consider him as a good friend keep on the good work"
Juan Arruzazabala
"Robin is very good at what she does! She helped my dad with his Medicaid/ insurance . She also helped my husband get his application in for Medicare & made the process very easy!"
Pam Myers
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Alfred Kuhn
"What a wonderful experience we had with Chad, he is so very helpful and willing to go the extra mile to help you out."
Barbara Nelson
